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Home > Accounts & Banking > Savings Accounts > Premier Club Account
Premier Club AccountA high interest savings account with a checking facility and special rates on selected loansMinimum deposit:
RM5,000
Membership fee:
RM100 per annum
Benefits
Enjoy a 1-month fixed deposit rate with a minimum daily balance of RM100,000 or more, maintained throughout the month. The amount in excess of the RM100,000 deposit will be entitled to the 1-month FD rate subject to having an aggregated financing (term loan and/or overdraft) of equivalent ratio to the excess balance
Enjoy 1% of bonus units when you purchase any selected Equity or Balanced funds and build your investment portfolio with us
5% discount for the first year on our endowment, term life and whole life insurance premiums
Free Personal Accident (PA) insurance coverage of up to RM50,000
Free medical expenses (accident-related) of up to RM3,000
25% discount on commission for Traveller's Cheques worth above RM2,000
3-year annual fee waiver on credit cards
Convenient ATM access at over 2,700 MEPS ATMs nationwide and via PLUS networks worldwide
Stamp duty fee waiver of RM0.15 per cheque, and waiver on RM0.50 ATM fee on the 5th withdrawal onwards made in a month
Special rates on selected loans for professionals: the Professionals Business Credit Line (PBCL) provides a working capital for your business or firm (minimum RM10,000 to maximum RM50,000 loan), Professionals Personal Financing helps with your general needs and Professionals Home Financing helps you secure your dream home
Who can apply
Individual customers only (personal and joint accounts applicable for residents and non-residents
Credit balance Nominal rate
(% p.a.) Effective rate
(% p.a.)
Up to RM5,000 - -
Up to RM50,000 1.00 1.00
Up to RM100,000 1.50 1.51
Up to RM200,000 1.70 1.71
Up to RM500,000 1.90 1.91
Above RM500,000 2.10 2.11
With effect from 14 April 2007. Subject to change without prior notice. For account balances of more than RM100,000 and with loan, a higher interest rate based on 1 month FD rate will be offered (Terms and Conditions apply).

Interest Calculation
Scenario Example 1:
TL/OD outstanding = Deposit amount in excess of RM100,000 Example 2 :
TL/OD outstanding > Deposit amount in excess of RM100,000 Example 3:
TL/OD outstanding is far > Deposit amount in excess of RM100,000 Example 4:
TL/OD outstanding < Deposit amount in excess of RM100,000
Deposit Balance RM150,000 RM130,000 RM120,000 RM180,000
Term Loan/ Overdraft Outstanding RM50,000 RM50,000 RM200,000 RM10,000
Deposit amount in excess of RM100,000 RM50,000 RM30,000 RM20,000 RM80,000
Equivalent ratio on the excess amount of deposit balance above RM100,000 against total loan outstanding. RM50,000 RM30,000 RM20,000 RM10,000
Interest Rate to be paid RM100,000 = 1.50%*
RM50,000 = 3.00% *** RM100,000 = 1.50%*
RM30,000 = 3.00% *** RM100,000 = 1.50%*
RM20,000 = 3.00% *** RM170,000 = 1.70%**
RM10,000 = 3.00% ***


* Based on Premier 1 Account rate of up to RM100,000
** Based on Premier 1 Account rate of up to RM200,000
*** Based on 1 month FD rate of 3.00%

Required documents
For Personal/Joint accounts
Original Identity Card (IC) for Malaysians and Passports for foreigners
Please also bring along any of the following secondary supporting documents:-

Valid Passport (if IC is produced as a Primary document)
Valid driving licence
Utility bills (e.g. water/electricity/telephone bills, Quit Rent, Assessment Notice) in the name and address of the customer opening the account
Letter of employment
Credit card
Please choose a branch located near your home or place of work.

Fees & charges
Membership fee: RM100 per annum
Replacement of ATM/bankcard: RM12
Early closure of account within 3 months of account opening: RM20
Cash withdrawals at ATM facilities owned by other banks (MEPS charges): RM1
View all banking fees >
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Next steps
Apply online
Apply now for a Maybank savings/current account
Call us
Got a question? Call our Customer Care hotline at
1-300-88 6688, any time,
any day
Locate us
With close to 400 branches nationwide, getting to us is easy. Find us here

Looking for an Islamic current account that pays dividends?
Take a look at Premier Mudharabah Account-i >
Earn interest and enjoy checking facilities.
It's Maybank2U.Premier, the online account that gives you more >

Next steps
Apply online
Apply now for a Maybank savings/current account Call us
Got a question? Call our Customer Care hotline at
1-300-88 6688, any time,
any day Locate us
With close to 400 branches nationwide, getting to us is easy. Find us here
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